Mary and Joe Murray are both aged 40. They have a young family, mortgage and some savings in the bank. They are unsure if they should be investing their savings, increasing their mortgage repayments or putting more into pension.
If They Choose Essential Policy Service
They complete an online Fact Find Questionnaire and we give them projections for pension and saving accounts. We assist them in choosing which option is suitable.
Cost for the pension and investment report is €200.
If They Choose Strategic Policy Recommendation
They complete an online Fact Find Questionnaire, and we show them future projections using Cash Flow Modelling tools for their 3 scenarios. We also look at their financial safety nets and give advice on protection requirements.
Together we can build a strategy that will ensure they can select the most suitable option for their future needs.
Cost for the meetings and report €700.
If They Choose Comprehensive Financial Plan
They complete an online Fact Find Questionnaire, and we have a further meeting to ensure we have captured details of all income, expenses, assets and liabilities. We complete a full Financial Plan including all financial goals, stated and hidden financial needs.
We present this plan and together prioritise what is important to the family and highlight any cash flow inefficiencies, protection needs, retirement needs, estate planning requirements. Using cash flow modelling tools we show the impact of an unexpected financial event and map out their financial future.
Cost for the meetings and Financial Plan is €1,000.
We recommend an initial consultation to help you decide what option is most suitable for your current needs.
The cost of this consultation is covered by Life Planning, ensuring you feel confident and comfortable before choosing to work with us.
Click here to schedule a consultation call with a Financial Planner